The objective of the scheme is to meet genuine short term crop production credit requirements of farmers to enable them to undertake crop cultivation on modern lines so that they can increase their farm production and productivity level. Finance can be considered for the following purposes:
Quantum of finance to a farmer is determined based on
Scale of finance is the finance required for raising a crop per unit cultivated area, i.e. acre or hectare. The scale of finance for different crops in a district is decided every year by District Level Technical Committee.
The District Central Co-operative Bank in the District acts as the Convener of this committee and all major banks in the District, State Agriculture Department officials, leading farmers, Lead District Managers, etc., act as its members. This committee which is a sub-committee of the DCC meets once in a year and fixes the scale of finance for each crop raised in the District. As per RBI guidelines, each Bank Branch is required to display the scale of finance in Branch premises.
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