To help Physically Challenged persons to function independently.
To purchase durable and sophisticated aids / appliances that promote their physical and social rehabilitation.
All Physically Challenged Individuals – both salaried and self-employed, All Physically Challenged Minors through their Parents/Legal Guardians. (No advances to middle-men and NGOs).
Demand / Term Loan - Secured
For salaried: Max. 2 lac
For self-employed/ Professionals: Max. 1 lac
15 times of net salary for salaried persons and 100% of net annual income as per latest Income Tax Return for Self-employed/Professionals. Net take home income should not be less than 40% after availing this loan. (In case of Minors, the income of the Parents/Legal Guardians would be the deciding criteria for eligibility).
10%
12 to 60 months, commencing one month after full disbursement/ three months after first disbursement, whichever is earlier.
RBI format for ROI
Hypothecation of the Equipment purchased out of Bank Finance
Waived. However, Borrower is advised to obtain insurance at his own cost.
Waived
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