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Online Services

IMT through ATM

Bank’s customer can also initiate IMT from Bank’s IMT enabled ATM, by providing following details – Beneficiary/ Receivers Mobile number The IMT amount Sender Code (This code should be kept secret and shared ONLY with receiver/ beneficiary, as the same shall be required by receiver/ beneficiary to withdraw cash form the ATM) Beneficiary/ receiver registration by the sender, as a one-time activity is mandatory. This receiver/ beneficiary’s registration can be done by either through SMS or Bank’s Retail Internet Banking. The details of the same are provided in section - IMT Beneficiary/ Receiver Registration.

Once the IMT is successfully issued, sender receives an SMS on his or her mobile number containing the details of the IMT. The details present in the SMS are: Beneficiary/ Receiver Mobile number The IMT amount IMT Validity Date (In case beneficiary/ receiver omit to withdraw IMT by this date, IMT shall be cancelled by the system and amount shall be credited back to sender’s account. Charges for the IMT shall not be reversed. ) IMT ID (a unique code which can be used to refer IMT transaction)

Once the IMT is successfully issued, receiver/ beneficiary receive an SMS on his or her mobile number containing the details of the IMT. The details present in the SMS are: The IMT amount IMT Validity Date (In case beneficiary/ receiver omit to withdraw IMT by this date, IMT shall be cancelled by the system and amount shall be credited back to sender’s account. for the IMT shall not be reversed. ) SMS Pin (System generated code, required for IMT withdrawal) IMT ID (a unique code which can be used to refer IMT transaction)

Instances, wherein Beneficiary/ Receiver registration is not done, IMT shall be kept on hold, and sender is expected to provide the Beneficiary/ Receiver, within 24 hours, omitting which IMT shall be cancelled. In case of hold IMT, a SMS shall be sent to the sender.