To meet credit needs for Agriculture/MSME/OPS/Retail/Consumption purposes.
Individual/Proprietorship Firm, who is lawful owner of gold jewellery/ornaments/coins. Finance to proprietorship firm for business purposes only.
Minimum- No minimum limit
Maximum- Rs 50 Lakh
Pledge of gold jewellery/ornaments/coins belonging to the borrower. Coins maximum 50 gram
For Agricultural purposes: 15% to 35%; For Non-agricultural purposes: 25% to 35%; based upon the purity of gold and tenure of the loan.
|Activity||Upto 12 months*||Above 12 months upto 36 months*|
|Agricultureemail@example.com% firstname.lastname@example.org% p.a|
|Food & Agroemail@example.com% firstname.lastname@example.org% p.a|
|MSME/OPSemail@example.com% firstname.lastname@example.org% p.a|
|Consumption/Nonpriorityemail@example.com% firstname.lastname@example.org% p.a|
|Upto 1.00 lakh||Nil|
|Upto 1.00 lakh to 5.00 lakh||Rs.125/- per lakh; Max. Rs.250/-|
|Over 5.00 lakh||Rs.125/- per lakh; Max. Rs.1000/-|
Principal repayment schedules may be fixed at monthly, quarterly, half-yearly, yearly instalments or bullet repayment depending on income generation and/or seasonality.
*For further details please contact to nearest branch
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