Summary

Insurance is the subject matter of solicitation

BOI NATIONAL SWASTHYA BIMA

AN ATTRACTIVE FAMILY FLOATER HEALTH INSURANCE POLICY

FROM

NATIONAL INSURANCE COMPANY

EXCLUSIVELY FOR

ACCOUNT HOLDERS, BOI CARD HOLDERS AND STAFF
OF
BANK OF INDIA

• Hospitalization Expenses of A/c holders & their family members ( self, spouse & 2 dependent children below 21 yrs.). 
  
• Available to persons in the Age Group of 3 months to 65yrs.
• Floater Policy (Anyone or all family members can avail Hospitalization Benefits during the policy Period upto the Sum Insured opted). 
  
• Sum Insured : Rs. 50,000/- to Rs.5 lacs 
  
• In case of emergency the Ambulance Charges payable upto Rs. 1000 per policy period 
  
• Out of Pocket Expenses payable for hospitalization of children below 12yrs – a lump sum amount of Rs. 1000/- per policy period 
  
• Cost of Health Check-up after 3 Continuous Claim Free Years.
  
• Pre-existing diseases covered from 4th year onwards.*
  
•  No Medical Examination is required before acceptance.
  
• Premium eligible for relief under SEC 80D of Income Tax Act. hence effective premium amount is very low.
  
• Cashless Access through Third Party Administrators in Network Hospitals all over India.
  
• Reimbursement of Claims by TPA where treatment is taken in Non-Network Hospital.
  
• Pre & Post Hospitalization Expenses for first 30 days and 60 days respectively.
  
• Maternity Benefit and Baby Care Expenses are also reimbursed up to 5% of the Sum Insured.
  
• Premium is almost 1/3rd of normal policy issued to Non customers.
  

For Further Information
Please contact the nearest Branch of

BANK OF INDIA
Website : www.bankofindia.com
TOLL FREE NO. (For this scheme)
1800 22 2204
Or
NATIONAL INSURANCE CO. LTD.
Website : www.nationalinsuranceindia.com

* Conditions Apply Insurance is the subject matter of solicitation
How to get the policy cover

1. A simple proposal form and prospectus, specially designed for the Bank, which is available on this web site can be down loaded and duly filled form should be handed over to the branch.
   
2. The basic data given by the customer will be verified by the branch itself on the basis of details available in the account.
   
3. All proposals up to the age of 65 years will be accepted without any Medical Certificate. Renewals are allowed up to 80 years at a premium to be fixed by National Insurance Company Limited (NICL).
   
4. Based on sum insured in the proposal form and the authority letter, the Bank Branch will debit the account of the customer.
   
5. On receipt of the original proposal forms with photographs of the persons to be covered, NICL will issue individual policies to the persons, effective from the date of receipt of premium. The policies will be sent by post to the account holders together with the IT certificate. Copies of proposal form and policies will be sent to the respective Third Party Administrators (TPAs) by NICL.
   
6. TPA will issue a co-branded ID card with a logo of Bank, NICL and their own logo.
   
7. TPAs will ensure reimbursement as well as cashless hospitalization.
   
8. In case of any claim under the policy, Bank will not undertake any responsibility or will not accept any correspondence and the same shall be pursued with NICL & TPA.