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Name of Scheme
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Current Account (normal)
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Scheme available at br.
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In all Branches
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Eligible
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Individual - Single Accounts
(ii)Two or more individuals - Joint Accounts
(iii)Sole Proprietory Concerns
(iv)Partnership Firms
(v)Illiterate Persons
(vi)Blind Persons
(vii)Minors
(viii)Limited Companies
(ix)Associations, Clubs, Societies, etc.
(x)Trusts
(xi)Joint Hindu families (accounts of non-trading nature only)
(xii)Municipalities
(xiii)Government and Quasi-Government Bodies
(xiv)Panchayats
(xv)Religious Institutions
(xvi)Educational Institutions (including Universities)
(xvii)Charitable Institutions
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Initial Deposits and AQB
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Rs.5000/-
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Minmum balance
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Same as above
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Cheque return Charges
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Cheque returned unpaidLocal chequesRs.80/- per instrument [due to insufficient funds]Rs.60/- per instrument [for technical reason]Outstation cheques :50% of prescribed collection charges subject to min. Rs.80/-
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LF.Charges
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Rs.60/-per L.F. Free LFs for maintaining higher average Quarterly balance also being allowed
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Incentives
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Free Global Debit cum ATM card to Individuals and Prop(Annual Charges applicable from next year )
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SMS/phone/Internet banking free
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Free NEFT/RTGS through internet Banking upto Rs 25lac for corporate users and uptoRs5lac for retail users
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AT CBS branches max. cash withdrawal transaction:50000/-, upto 25000/- per day free. Beyond Rs.25000/- charges - Rs.2/- per thousand and cash deposits. Rs.1/- per thousand for tr. Of funds from CBS to CBS
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BOI-National Swasthya Bima Yojana floter mediclaim policy and domestic travel Ins policy of NICL available at concessional rate of premium to individuals
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