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Normal Current Account

Our Normal Current Account gives you the optimum value for your money. At Minimum Average Quarterly Balance (AQB) of Rs.5,000/- for Metro Branches , Rs. 2500/- for Urban/Semi-Urban Branches and Rs 1000/- for Rural Branches

Name of Scheme

Normal Current Account

Cash Deposit Facility (Base & Non-Base Branches

Unlimited (subject to chargeable for cash handling charges)

Base Branch Cash Withdrawal Facility


Non-Base Branch Cash Withdrawal Facility

Cash withdrawal up to Rs 50,000/- per day at other than Base branch

Fund Transfer

  • Free Funds Transfer within the bank (Self A/c or Third party A/c)
  • Collection of Cheques and payments across Bank of India locations all over the country

Cheque Book

First Time Free Cheque Book of 50 Cheque leaves


  • Free collection of NEFT/RTGS.
  • Free NEFT/RTGS payment through Net Banking

Special Privileges

  • 25 % Waiver of Processing Charges on Retail Loans*
  • Corporate Salary Package available*
  • Cash Management facility at attractive rates*
  • Waiver of AMC Charges on Demat A/c for Ist Year

Ancillary Services


Charges for Non-Maintaining  Average Quarterly Balance

  • Phone Banking
  • Corporate Net banking
  • Free statements of Account
  • Missed Call alert facility for obtaining account balance
  • Online Income Tax return filing facility
  • Free utility bills payment facility through E-pay
  • ATM cum International Business Debit Card

Penal charge of Rs. 600/- per quarter if AQB goes below Rs. 5000/- in Metro, Rs. 500/- per quarter if AQB goes below Rs. 2500/- in Urban/Semi-Urban and Rs. 350/- per quarter if AQB goes below Rs. 1000/- in Rural Branches shall be levied. These charges are Quarterly and are Exclusive of applicable service tax


* *Terms & Conditions apply. For further details, Please contact your Nearest Branch

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