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  • An International card*** , accepted globally at all kinds of merchants having NFC terminals, including retail stores, fast-food restaurants, pharmacies, transit points of entry, and grocery and convenience stores, taxicabs and vending machines. (International ecom transactions not allowed)
  • Platinum Card – No change in the eligibility of Platinum cards.
  • No PIN is required up to Rs.2000/- per contactless transaction.
  • PIN is mandatory for all the transactions above the value of Rs.2000/- per transaction
  • Maximum transaction limit is up to Rs. 2000/- for the contactless mode.
  • Number of contactless transactions allowed per day – Three Transactions
  • Daily Limits –POS usage  – Rs.1 Lac; From ATM – Rs.50,000/-
  • In addition, the contactless debit card can be used for other purposes like any other Debit Card for
    • ATM cash withdrawal,
    • Shopping at merchant outlets
    • Secure and safe online shopping
  • Usage Process
    1. Customer has to look at the contactless symbol/logo at the point of sale.
    2. The cashier enters the purchase amount into the NFC terminal. This amount is displayed on the NFC terminal reader.
    3. When the first green link blinks, customer should hold the card over the reader at close range (less than 4 cm from where logo appears).
    4. Four green lights appear when the transaction is complete. This takes no longer than half a second. The customer can choose to have a receipt printed, but this is optional.
    5. The default account linked to the beneficiary card shall be debited for the funds.
    6. PIN authentication will be by-passed for low value transactions up to Rs. 2000/-. 
    7. Beyond this transaction limit, the card will be processed as a contact payment and authentication with PIN will be mandatory
    8. Transaction are permitted on non- NFC terminals with PIN authentication.
  • Charges



    Issuance Charges

    Rs. 200/-  *** (Introductory Offer)

    Annual Maintenance Charges

    Rs. 150/-

    Card Replacement Charges

    Rs. 150/-

  • Attractive offers from VISA
    Rs, 50/- Cashback on First contactless transactions
    All other Offers for Debit VISA Cards- Visit
  • Exclusive BOI Star Loylty Rewardz– Visit
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