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Kisan All Purpose Term Loan


To provide hassle free single term loan limit to farmers for all term loan requirements like Farm Mechanisation, Land Development, Minor Irrigation, Water Conservation, Horticulture, Allied activities and other agri related activities, etc. excluding orchards/ plantation crops having long gestation period


Individual, Joint/ Group of farmers- owner cultivators
And JLGs / SHGs etc. engaged in Agriculture and related activities.


Term Loan ( the purpose for which the limit is granted shall not be a part of the Kisan Credit Card limit and it shall be a separate loan)

Quantum of finance To be based on the investment plan given by the farmer to be undertaken in the next 2-3 years It shall be subject to 5 times of annual income (curren pre development stage) of the farmer including allied activities or 50% of the value of lland mortgaged whichever is lower, with a maximum Rs.20 Lakh
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