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Eligibility: All employees on regular pay roll of any institute (Central Govt. / State Govt. / PSU / Private sector etc.) With minimum 10 employees and each employee is having minimum take home salary of Rs 5000/- p.m. and above.
Menu option OAAC Scheme Code will be 165 and special charge code will be:
Please note that scheme code and special charge code are essential for identification of the account and their category and also for the extension of benefits to the depositor.
Minimum Balance Requirement
NIL (This is a Zero Balance Account).
Group Personal Accidental Death Insurance Cover
(Group Insurance Policy taken at HO and premium is borne by H.O. centrally)
Free Personal Accident Death Insurance cover of Rs.1 Lakh
Cheque Leaves: (All cheques are payable at all our branches in clearing
Free 100 Cheque leaves per calendar year
Demand Drafts / Pay orders
1 DD / PO free with maximum amount of Rs 50,000/- per month
Concession on processing charges on Home Loan, Vehicle Loan & Personal Loan
50 % Waived
Star Share Trade (3 in 1 account) Demat, SB, Online share Trading
Available Annual Maintenance Charges on Demat waived (during first FY)
Pass Book/Statement (Monthly)
Any one of them Available
Credit Card
Free Gold Credit Card to employees with net take home Salary of Rs 10,000/- & above for last 6 months. Free Gold International Credit Card to employees with net take home Salary of Rs 25,000/- & above for last 6 month.
Online Income Tax return Facility
Available at Discounted rate under Tie-up arrangement. It can be filed from BOI Website (Refer Branch Circular No.108/62 dated 25.06.2014 & subsequent revision from time to time)
SUD Life Group Term Insurance Cover
SUD Life Group Term Insurance Cover at very attractive rate. The salient features are:-
(Refer Branch Circular No. 107/177 dated 20.12.2013 &subsequent revision from time to time)
Other Incentives
Nomination facility
Available as per the prevailing banking norms