Eligibility: All employees on regular pay roll of any institute (Central Govt. / State Govt. / PSU / Private sector etc.)
With minimum 10 employees and each employee is having minimum take home salary of Rs 5000/- p.m. and above.

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Scheme Code will be 165 and special charge code will be:

• 0202 for Employees of Central and State Government/ Universities/ colleges affiliated to universities
• 0203 Employees of Public Sector Undertakings and
• 0204 Employees of Private Sector (to be approved by the Branch Manager)

Please note that scheme code and special charge code are essential for identification of the account and their category and also for the extension of benefits to the depositor.

Group Personal Accidental Death Insurance Cover

(Group Insurance Policy taken at HO and premium is borne by H.O. centrally)

Free Personal Accident Death Insurance cover of Rs.1 Lakh

Cheque Leaves:
(All cheques are payable at all our branches in clearing

Free 100 Cheque leaves per calendar year

Concession on processing charges on Home Loan, Vehicle Loan & Personal Loan

50 % Waived

Pass Book/Statement (Monthly)

Any one of them Available

Online Income Tax return Facility

Available at Discounted rate under Tie-up arrangement. It can be filed from BOI Website
(Refer Branch Circular No.108/62 dated 25.06.2014 & subsequent revision from time to time)

Other Incentives

• Unlimited ATM transactions at BOI ATMs
• Free Missed call alert facility for Balance inquiry
• Free Utility Bills Payment Facility Through E-Pay
• BOI-National Swasthya Bima Policy of NICL available at competitive rates of premium.