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Wednesday, 08-Feb-2012
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  Credit Card
Gold International (VISA) For the Globe trotter


Global acceptance
Specially suited for customers who frequently visit abroad.
Card can be used for withdrawing cash at over 8.1 lakh ATM's in the Visa ATM Network and 4.14 Lakh Merchant locations worldwide.
the card is also suited for students to make Online payments of Fees for International Education Admissions. 
for transacting Internet Purchases / Subscriptions Globally. 
Access to the VISA Emergency Assistance Centre ( VEAC) for Accessing services of Lost/ Stolen Card reporting. 
Emergency Cash Disbursement.
 Emergency Card Replacement. Validity: Global

Eligibility:
Salaried & Self employed Individuals with an annual Income of Rs150,000/- and above

Corporate Card: Please click here

Documents: Proof of Income:

Salaried Individuals: Tax return, Form No16, Salary certificates, Self employed: Annual Tax returns, Bank account statement of the past Six monthsPlease note: Permanent Account Number(PAN)/Form No.61 is mandatory for card issuanceProof of residence: Ration Card, electricity/telephone bills, PAN card, Voters ID etc. Spending limit: 20 per cent of annual income minimum Rs.30,000/- maximum Rs.200,000/-
(higher spending limit  will be at the discretion of the Bank subject to  proof of income)

Benefits/features: click here for details


  • Billing: Billing is monthly with revolving credit facility/or as charge Card. Free Credit Period: Cardholders will be benefited by a free credit period of 21 days to 51 days depending upon their date of purchase and the date of billing. The cardholder may use the card prudently to avail the benefit. Service Charges: Revolving Credit at 1.70 percent per month (APR: 22.45 % per annum compounded on daily balances)PIN enabled for use at ATMsCash Advance: Cardholder can withdraw up to 50% of his total spending limit subject to Rs.15,000/- per day from any of the  2500 plus branches of the Bank. Cash withdrawal commission: Cash withdrawals are subject to cash withdrawal commission at 2.5 per cent with a minimum of Rs.50/- at branches2% Min Rs.50/- on BOI ATMs and 2.5% min Rs.75/- on other bank’s. Other Insurance benefits: All cardholders can subscribe to Bank of India's Unique Security Plan under which accident insurance and medi-claim policies are available at discounted rates.

  • All overseas transactions will attract appropriate currency conversion /service assessment charges apart from exchange rate.

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    Announcement

    Analyst Meet Presentation for 31.12.2011

    Reviewed Financial Results for the period ended 31.12.2011

    Notice of Board Meeting

    Analyst Meet Presentation for 31.12.2011 Reviewed Financial Results for the period ended 31.12.2011 Notice of Book Closure for Bonds

    Chairman & Managing Director's Message & Address

    Bank of India has decided to abolish prepayment charges on home loans for both fixed and floating rate loans across all tenures for existing as well as new borrowers

    Watch recorded webcast of Analyst Meet-30.09.2011

    Watch recorded webcast of Press Meet-30.09.2011

    Financial Results for the quarter / half year ended 30th September 2011

    Analyst Meet Presentation-30.09.2011

    Press Release

    Festiva l offer – Rate of interest reduced on Home Loans & Auto Loans.

    Watch webcast of 106th foundation day

    Bank has decided to increase the Bank’s Base Rate from 10.00% p.a. to 10.75%p.a. and BPLR from 14.25% p.a. to 15.00% p.a. with effect from 28.07.2011.


    Interest Subsidy for Education Loans

    The Managing Committee of the Indian Banks’ Association has appointed Shri Alok K Misra , Chairman and Managing Director, BANK OF INDIA as Deputy Chairman of the Association

    Pension Calculator is available on Knowledge Portal front page

    Press release launching of Mobile Based Remittance, Urban Financial Inclusion and two factor Authentication

    Notice for Debit and ATM cardholders

    Forex Card Rate
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