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Wednesday, 08-Feb-2012
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  Card Productbr />

Gold Card VISA  

 
Validity: In India and Nepal

Eligibility:

Salaried & Self employed Individuals
with an annual Income of Rs150,000/- and above

Corporate Cards: Click here for details

Documents: Proof of Income

Salaried Individuals: Tax return, Form No16, Salary certificates,

Self employed: Annual Tax returns, Bank account statement of the past Six months

Please note: Permanent Account Number(PAN)/Form No.61 is mandatory for card issuance

Proof of residence:
Ration Card, electricity/telephone bills, PAN card, Voters ID etc.

Spending limit: 20per cent of annual income minimum Rs.30,000/- maximum Rs.200,000/-
(higher spending limit  will be at the discretion of the Bank subject to  proof of income)

Benefits/features: click here for details

Billing: Billing is monthly with revolving credit facility.
  • Free Credit Period: Cardholders will be benefited by a free credit period of 21 days to 51 days.
    Service Charges: Revolving Credit at 1.70 percent per month (APR:22.45% per annum on daily balances)
    Cash advance: Cardholder can withdraw up to 50% of his total spending limit subject to Rs.15,000/- per day from any of the  2500 plus branches of the Bank.
    Cash withdrawal commission: Cash withdrawals are subject to cash withdrawal commission at 2.5 per cent with a minimum of Rs.50/- at branches; 2%  Min Rs.50/- on BOI ATMs and 2.5% min Rs.75/- on other bank’s medi-claim policies are available at discounted rates Access to the VISA Emergency Assistance Centre (VEAC) for Accessing services of Lost/ Stolen Card reporting.Emergency Cash Disbursement.
  • Emergency Card Replacement

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Announcement

Analyst Meet Presentation for 31.12.2011

Reviewed Financial Results for the period ended 31.12.2011

Notice of Board Meeting

Analyst Meet Presentation for 31.12.2011 Reviewed Financial Results for the period ended 31.12.2011 Notice of Book Closure for Bonds

Chairman & Managing Director's Message & Address

Bank of India has decided to abolish prepayment charges on home loans for both fixed and floating rate loans across all tenures for existing as well as new borrowers

Watch recorded webcast of Analyst Meet-30.09.2011

Watch recorded webcast of Press Meet-30.09.2011

Financial Results for the quarter / half year ended 30th September 2011

Analyst Meet Presentation-30.09.2011

Press Release

Festiva l offer – Rate of interest reduced on Home Loans & Auto Loans.

Watch webcast of 106th foundation day

Bank has decided to increase the Bank’s Base Rate from 10.00% p.a. to 10.75%p.a. and BPLR from 14.25% p.a. to 15.00% p.a. with effect from 28.07.2011.


Interest Subsidy for Education Loans

The Managing Committee of the Indian Banks’ Association has appointed Shri Alok K Misra , Chairman and Managing Director, BANK OF INDIA as Deputy Chairman of the Association

Pension Calculator is available on Knowledge Portal front page

Press release launching of Mobile Based Remittance, Urban Financial Inclusion and two factor Authentication

Notice for Debit and ATM cardholders

Forex Card Rate
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