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Tuesday, 07-Feb-2012
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At each cardholders service a 24 hour 7 day a week customer care centre available on 022 4042 6006    

India Card—Value for money

Validity:

In India and Nepal



Eligibility
Salaried & Self employed Individuals with Annual income of Rs  75,000/- and above

Corporate Card Click here for details

Documents:

Proof of Income:

Salaried Individuals: Tax return, Form No16, Salary certificates ,
Self employed: Annual Tax returns, Bank account statement of the past Six months

Please note: Permanent Account Number(PAN)/Form No.61 is mandatory for card issuance

Proof of residence:
Ration Card, electricity/telephone bills, PAN card, Voters ID etc.

Entrance fee: NIL

Annual Membership fee:
Waived subject to minimum transaction of Rs.20,000/- during the previous 12 months.

Spending limit:
20 per cent of annual income minimum limit: Rs.15,000/- maximum Rs.50,000/-( (higher spending limits will be at the discretion of the Bank subject to proof of income)

Cash Withdrawal limit
50 % of the spending limit as above .Maximum Cash Rs.15,000/- per day

Benefits/features: Click here for details
Monthly billing Photo cards Revolving Credit at 1.70 percent per month (APR: 22.45 % per annum on daily balances)Interest free credit period maximum up to 51 days Cash advance facilityFlexible credit limit for add-on cards Reward programme on Card usage 

Other Insurance benefits:
All cardholders can subscribe to Bank of India's Unique Security Plan under which accident insurance and MEDICLAIM policies are available at discounted rates. Rates mentioned herein are subject to change from time to time

 


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Announcement

Analyst Meet Presentation for 31.12.2011

Reviewed Financial Results for the period ended 31.12.2011

Notice of Board Meeting

Analyst Meet Presentation for 31.12.2011 Reviewed Financial Results for the period ended 31.12.2011 Notice of Book Closure for Bonds

Chairman & Managing Director's Message & Address

Bank of India has decided to abolish prepayment charges on home loans for both fixed and floating rate loans across all tenures for existing as well as new borrowers

Watch recorded webcast of Analyst Meet-30.09.2011

Watch recorded webcast of Press Meet-30.09.2011

Financial Results for the quarter / half year ended 30th September 2011

Analyst Meet Presentation-30.09.2011

Press Release

Festiva l offer – Rate of interest reduced on Home Loans & Auto Loans.

Watch webcast of 106th foundation day

Bank has decided to increase the Bank’s Base Rate from 10.00% p.a. to 10.75%p.a. and BPLR from 14.25% p.a. to 15.00% p.a. with effect from 28.07.2011.


Interest Subsidy for Education Loans

The Managing Committee of the Indian Banks’ Association has appointed Shri Alok K Misra , Chairman and Managing Director, BANK OF INDIA as Deputy Chairman of the Association

Pension Calculator is available on Knowledge Portal front page

Press release launching of Mobile Based Remittance, Urban Financial Inclusion and two factor Authentication

Notice for Debit and ATM cardholders

Forex Card Rate
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