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Saturday, 04-Feb-2012
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icon  DISCOUNTING FUTURE CASH FLOWS
 
Eligibility

High net worth corporate/non-corporate/landlords of repute with a minimum credit rating of 'A'.
 
Purpose

To discount future cash flows including lease rentals. General corporate purposes- like augmentation of long resources for working capital management/acquisition and/or refinance of fixed assets/prepayment of high cost loans/ availing loan against identifiable assets without joining consortium etc.
 
Maximum Loan:

Expected cash flows within 3-5 years/lease rentals receivable from shopping /office complexes up to a period of 10 years.

Lower of 30% of cash/rent inflows and 50% of Market value of property.
 
Rate of Interest :

a. at BPLR in case of first class lessees.
b. BPLR plus 1% in case of other lessees.
 
Repayment:

3-10 years - Loan to be repaid within the period of cash flow taken into consideration for determining maximum permissible advance.
 
Normal processing charges will be applicable.
Announcement

Analyst Meet Presentation for 31.12.2011

Reviewed Financial Results for the period ended 31.12.2011

Notice of Board Meeting

Analyst Meet Presentation for 31.12.2011 Reviewed Financial Results for the period ended 31.12.2011 Notice of Book Closure for Bonds

Chairman & Managing Director's Message & Address

Bank of India has decided to abolish prepayment charges on home loans for both fixed and floating rate loans across all tenures for existing as well as new borrowers

Watch recorded webcast of Analyst Meet-30.09.2011

Watch recorded webcast of Press Meet-30.09.2011

Financial Results for the quarter / half year ended 30th September 2011

Analyst Meet Presentation-30.09.2011

Press Release

Festiva l offer – Rate of interest reduced on Home Loans & Auto Loans.

Watch webcast of 106th foundation day

Bank has decided to increase the Bank’s Base Rate from 10.00% p.a. to 10.75%p.a. and BPLR from 14.25% p.a. to 15.00% p.a. with effect from 28.07.2011.


Interest Subsidy for Education Loans

The Managing Committee of the Indian Banks’ Association has appointed Shri Alok K Misra , Chairman and Managing Director, BANK OF INDIA as Deputy Chairman of the Association

Pension Calculator is available on Knowledge Portal front page

Press release launching of Mobile Based Remittance, Urban Financial Inclusion and two factor Authentication

Notice for Debit and ATM cardholders

Forex Card Rate
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